During the early years of the twentieth century, there lived a man by the name of John R. Kizer near Pocahontas, Arkansas. He was a veterinarian and with the exception of dogs-that he ruthlessly hated, he had a way with animals. The dogs, however, he would inject with a hypodermic needle filled with poison. No one knew why he had such a hatred of dogs though it may have been due to nuisance to farmers and their cattle. Neither did anyone know Kizer would eventually treat at least nine people in the manner he treated these dogs.
One factor that virtually everyone is concerned about is cost. Again, competition is in favor of the consumer. Comparison shopping really isn’t that difficult (thanks to the internet) and can actually end up saving you a bunch of money. The point made by all those television commercials about comparing auto insurance is also true for health insurance. Be sure to be a minimum of three insurance quotes.
Here are some thoughts regarding the insurance for your home’s contents. Do an assessment of what you have. It’s a pretty good idea to make your own inventory list, room by room of what’s in your house. Some people will use a video recorder and get a video record of everything.
B. Raise Your Deductible-If you already have a homeowner’s insurance policy you can still save money. For instance you can increase the amount of your deductible. Deductibles are the amount of money you pay prior to the insurance paying their portion for a claim. Although the amount may be higher it will decrease your monthly premium payment which is ultimately better. Most insurance companies recommend a $500.00 deductible but if you’re able to increase the amount you will save money.
How do you react when you get a phone call during dinner offering you a great deal on pronto car insurance san antonio texas? Do you listen carefully to every word the telemarketer has to say, or do you hang up almost immediately? Pretty much everyone hangs up right away, and the response to a “cold tweet” is the same as the response to a cold call. If you @reply someone you’re not following, who isn’t following you out of the blue just because they mentioned something relevant to your niche, they’re going to ignore you. If you do it often enough you’ll start getting flagged as spam, and eventually your account will be banned from Twitter. Instead, only send your link to people you have held some sort of conversation with on Twitter. Stick to users you have @replied to before, and users that are following you.
Young Bonner Kizer was now John’s next obstacle to overcome. In 1936, Bonner wanted to join the Navy. Kizer was afraid Bonner would be safe until he reached the age of maturity and could own the property outright. Kizer talked Bonner into staying in school for two years before making his decision. The decision would never have to be made.
Once you have balanced your expenses with your income, you have created a Budget for Debt Free Living. Congratulations! You are on your way to financial freedom and security. Enjoy! This concept is simply “living within your means.” Something that many of us in today’s “plastic society” have forgotten to do.